Damage by roof type
| Roof | What hail can do |
|---|---|
| Foam and coatings | Pock marks, cracked coating, holes into the foam |
| Asphalt shingles | Bruising, cracked mats, granule loss |
| Metal | Dents, sometimes finish damage |
| Skylights and vents | Cracks and dents |
Your claim checklist
- Write down the storm date
- Photograph hail and any damage on cars, siding or outdoor items
- Get the roof inspected and photographed
- Call your insurer to open a claim
- Keep copies of everything
Our part
We provide an inspection, photos and a written estimate. The insurance company and adjuster decide coverage and payment. We don't promise outcomes or waive deductibles.
Foam roofs after hail
Small hail punctures in a foam roof let water into the foam. Sealing and recoating soon after a storm prevents bigger damage. See foam roof recoating.
After a hailstorm, call (505) 588-5928.
Common questions
Is there a deadline to file?
Policies vary. File promptly.
What if the adjuster misses damage?
You can ask for a re-inspection and share your contractor's photos.